Life Insurance in Port St. Lucie

Planning for the future is essential, and we're here to help you protect your loved ones with reliable life insurance options. We offer a variety of life insurance policies designed to provide financial security for family in the event of the unexpected. We can help you understand the different types of life insurance, assess your needs, and choose a policy that provides the right level of coverage in Port St. Lucie. Contact us today to discuss your life insurance needs and secure your family's financial future in Port St. Lucie,

Medicare Advantage VS Supplement Plans

Advantage vs Supplement guidance of solutions specifically designed for Port St. Lucie residents turning 65 or currently on Medicare and exploring your Options.

Medicare Advantage Plans

Plans with Networks and options tailored to your your needs. Many offer additional benefits not found in Straight Medicare and designed for people living in Port St. Lucie.

  • Plan Options & Co-pays.

  • Networks and Doctors

  • Summary of Benefits

  • Star Ratings

  • Additional Benefits

Supplement Plans or Medigap Plans

Expert analysis of your current medications to ensure optimal coverage and savings with Medicare plans.

  • Private Insurance

  • Fills in the Gaps of Medicare

  • Networks and Doctors

  • Plan Options

  • Deductibles

  • Monthly Premiums

  • Guarantee Issued vs Underwriting

Local Broker Assistance

Any Agent can tell you why their company's will work for you. Only a Broker can show you all the different company and plan options.

  • Trained and Licensed

  • Presents Options

  • Explains differences

  • Customize Plans

  • Deductible Planning

  • Supports you not the company

  • Becoming part of the family

Coverage Protection

Our agents work to assist you throughout the year. We provide honest good advice. Let's go on the Medicare journey together.

  • Annual Reviews

  • Plan Changes

  • Appeals Assistance

  • Available to assist you if you don't know what to do.

STILL NOT SURE?

Frequently Asked Questions

What is better, a Medicare Advantage Plan vs Medicare Supplement Plan?

This is a Trick Question. There is no plan that is better than the other. Sales people might try to sell you on a plan, but a broker will help you chose a plan that is best fitted to your needs. In Port St. Lucie, we help you find plans that cover your specific needs and educate you on the positive and negatives of each plan

When can I enroll in Medicare Advantage or Supplement plan?

You can enroll during your Initial Enrollment Period (when first eligible for Medicare), Annual Open Enrollment (October 15 - December 7), or if you qualify for a Special Enrollment Period. Our Port St. Lucie office can help determine your enrollment timeline and deadlines.

What happens if my doctor is not in the network or left the network?

While a supplement plan has Medicare as its network and Advantage Plans have their own networks. Doctors have a right not to accept Medicare Supplement or Advantage plans. If the doctors leaves the Network you will need to see if you plan offers Out-of-Network benefits.

How much do Advantage Plans and Supplements/Medigap plans Cost?

Every plan typically has different cost. There are many factors that go into the cost of each plan like Deductibles, Co-Pays, Networks, Groups and Max-out-of-Pocket (MOOP) just to name a few. We will go over all options to ensure what every plan you choose has no surprises and fits your needs.

Still Have Questions?

Our Medicare specialists in Port St. Lucie are here to help with personalized guidance

LICENSED AND CERTIFIED

Florida Licensed Medicare Specialists

Community Focused

Dedicated to Port St. Lucie seniors

5-Star Reviews

Trusted by local families

Serving all local communities

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options

By providing your name and contact information you are consenting to receive calls, text messages and/or emails from a licensed sales agent about Medicare Plans at the number provided, and you agree such calls and/or text messages may use an auto-dialer or robocall, even if you are on a government do-not- call registry. This agreement is not a condition of enrollment. This is a solicitation of insurance. Your response may generate communication from a licensed insurance agent.